Insurance Schemes

<body topmargin=0 leftmargin=0 marginheight=0 marginwidth=0> <table cellpadding=0 cellspacing=0 border=0 height="100%"><tr> <td valign="top" width=22.5% BGCOLOR="#006633" TEXT="#F7F7FF" background="136d6c20ddvuru.jpg"> <div> <IMG SRC="1dd84d80.jpg" border=0 width="132" height="216" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> </td> <td valign="top" BGCOLOR="#FFFFFF" TEXT="#080000"> <div> <B> </B><FONT SIZE="1" COLOR="#003366" FACE="Arial" >  </FONT></div> <div>  <A HREF="index.htm" TARGET="_top" TITLE=" "><U>home</U></A> <FONT SIZE="2" COLOR="#000000" FACE="Tahoma" > l </FONT>   <A HREF="id32.htm" TARGET="_top" TITLE="Company Background"><U>Company Background</U></A>   |   <A HREF="graham_berg_acii.htm" TARGET="_top" TITLE="Treating Customers Fairly"><U>Treating Customers Fairly</U></A>   |   <A HREF="id3.htm" TARGET="_top" TITLE="Commercial and Industrial Insurance "><U>Commercial and Industrial Insurance </U></A>   |   <A HREF="id4.htm" TARGET="_top" TITLE="Financial Services Division"><U>Financial Services Division</U></A>   |   <A HREF="id33.htm" TARGET="_top" TITLE="ATE Access to Barristers scheme"><U>ATE Access to Barristers scheme</U></A>   |   <B>Insurance Schemes</B>   |   <A HREF="id31.htm" TARGET="_top" TITLE="Crisis Control Scheme free added value "><U>"Crisis Control" Scheme - free added value for Commercial Customers after a disaster</U></A>   |   <A HREF="id6.htm" TARGET="_top" TITLE="Contact Us"><U>Contact Us</U></A></div> <div> Insurance Schemes</div> <DIV ALIGN="LEFT"></DIV> <div> <IMG SRC="21865290.jpg" border=0 width="101" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></div> <div> efm<FONT SIZE="5" COLOR="#003366" FACE="Arial" >insurance</FONT>&<FONT SIZE="5" COLOR="#003366" FACE="Arial" >financial</FONT>group</div> <bR> <bR> <div> We have access to a wide range of Insurance Schemes and Facilities.</div> <div> Additionally we have brought innovative Insurance Scheme Solutions to various aspects of Industry.</div> <bR> <bR> <div> Click logo below to view our Schemes Solution product for Mobile Phone Retailers and other niche market sectors </div> <bR> <div> <A HREF="id19.htm" TARGET="_top" TITLE="Scheme Solutions"><U><B><IMG SRC="1c0ba480.png" border=0 width="186" height="72" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <bR> <bR> <div> Click logo below to view our sister company Website :<A HREF="http://www.ticketplangroup.com" TARGET="_top" TITLE="http://www.ticketplangroup.com"><U> </U></A><FONT SIZE="2" COLOR="#0000FF" FACE="Tahoma" ><A HREF="http://www.ticketplangroup.com" TARGET="_top" TITLE="http://www.ticketplangroup.com"><U><U>www.ticketplangroup.com</U></U></A></FONT></div> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="http://www.ticketplangroup.com" TARGET="_top" TITLE="http://www.ticketplangroup.com"><U><IMG SRC="1c1ab5a0.png" border=0 width="171" height="90" ALT="Lotus Word Pro 9 Document" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <bR> <div> Click logo below to view our sister company Website : <FONT SIZE="2" COLOR="#0000FF" FACE="Tahoma" ><A HREF="http://www.vetprotect.com" TARGET="_top" TITLE="http://www.vetprotect.com"><U>www.vetprotect.com</U></A></FONT></div> <bR> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="http://www.vetprotect.com" TARGET="_top" TITLE="http://www.vetprotect.com"><U><B><IMG SRC="1bfc8230.gif" border=0 width="200" height="35" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></B></U></A></div> <bR> <div> Click logo below to view details of our Access to Barristers After The Event - Legal Expenses Insurance scheme</div> <DIV ALIGN="LEFT"></DIV> <div> <A HREF="id33.htm" TARGET="_top" TITLE="ATE Access to Barristers scheme"><U><IMG SRC="21865290.jpg" border=0 width="101" height="41" ALIGN="BOTTOM" HSPACE="0" VSPACE="0"></U></A></div> <div> <A HREF="id33.htm" TARGET="_top" TITLE="ATE Access to Barristers scheme"><U><B>SPECIALIST RISKS</B></U></A></div> <bR> <bR> <bR> </td> </tr></table></body>